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Richard Kruger

7213 New Sanger Ave.
Waco, TX 76712-7927

Sanger avenue to light at Londenderry, go through light, 3rd building on the right.

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ABOUT ME

We love helping people as they relocate to Waco!  We provide free Auto Insurance and Homeowner Insurance quotes throughout the state of Texas, primarily in McLennan, Bell and Bosque counties. I have 15 years of experience as a State Farm agent starting my first agency in 2006.  I am a graduate of Texas A&M University.  Our office is a frequent Ambassador Travel Qualifier.  I am a long time resident of the Waco area.  I am a member of the Hewitt Chamber of Commerce, Waco Founder Lions Club and the Hispanic Chamber of Commerce.  I am married with 3 married sons and 7 grandchildren. Our office is in Waco and we are dog friendly, wheelchair accessible, and happy to schedule appointments at your home too. We help people insure their cars as well as their home, whether they are renting and need Renters insurance, own a condo and need Condo insurance or own a home and need Homeowners insurance. We take the time to talk to everyone about the importance of Life insurance to protect those we value most. Working with small business owners for their Business insurance and planning needs is rewarding since I am a small business owner too.  We look forward to meeting you and taking care of your insurance and financial services needs.  We will make it easy for you to do business with us!

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ABOUT ME

We love helping people as they relocate to Waco!  We provide free Auto Insurance and Homeowner Insurance quotes throughout the state of Texas, primarily in McLennan, Bell and Bosque counties. I have 15 years of experience as a State Farm agent starting my first agency in 2006.  I am a graduate of Texas A&M University.  Our office is a frequent Ambassador Travel Qualifier.  I am a long time resident of the Waco area.  I am a member of the Hewitt Chamber of Commerce, Waco Founder Lions Club and the Hispanic Chamber of Commerce.  I am married with 3 married sons and 7 grandchildren. Our office is in Waco and we are dog friendly, wheelchair accessible, and happy to schedule appointments at your home too. We help people insure their cars as well as their home, whether they are renting and need Renters insurance, own a condo and need Condo insurance or own a home and need Homeowners insurance. We take the time to talk to everyone about the importance of Life insurance to protect those we value most. Working with small business owners for their Business insurance and planning needs is rewarding since I am a small business owner too.  We look forward to meeting you and taking care of your insurance and financial services needs.  We will make it easy for you to do business with us!

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

FINRA’s BrokerCheck

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Call us 24 hours a day!

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Address:

7213 New Sanger Ave.
Waco, TX 76712-7927

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Our office can always be reached at (254) 776-4593
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We are open for  business but we have the office locked in order to protect the health of our team and our customers!  If you are well, come on by. We will take your temperature and invite you into our office! Call us, email us, text us!  We have our full team in the office M-F.  If you need to drop anything by the office, there is a mail slot for your use.  Envelopes and pens are available there as well if you want to drop payments in our mail drop.  We are glad things are normalizing, but please follow the guidance of our local authorities and we will make it through these challenges together!  Remember, we are available for you.

Our mission is to consult with and provide protection for our customers and the citizens of our community against the unexpected and to help them achieve their goals and dreams. We can help with any of the products State Farm offers.  We look forward to hearing from you and seeing you.

MS

Melinda Stovall

Marketing Associate
License #1925094

 I was born in TX but grew up in KY. My husband, kids and I came back about 6 years ago and we absolutely love it!   We live in Hewitt and we love the Hewitt-Woodway area and all of Waco and Central Texas.  I have been licensed in Property and Casualty and Life and Health insurance for over 15 years.  I love to help people get great protection of their property and protect their loved ones with Life Insurance, Health Insurance and all the other great products we offer.

DH

Darla Hayes

Multiple Line Representative
License #904167

I was born and raised in the Lorena area, a suburb of Waco.  I have worked in the insurance industry for over 30 years and have been  licensed in Property and Casualty and Life and Health insurance for about 25 years. I would love to help you with your insurance and financial needs and will be here to assist you with claims or any other needs as they arise.

KG

Katie Gonzales

Marketing Associate
License #2632676

I grew up in Southern Minnesota and have lived in Minneapolis, Phoenix, Cleveland, and Colorado Springs all since graduating from Bethel University in 2015. My husband I moved back down to his hometown of McGregor and couldn’t be happier. I enjoy helping people find the right protection for their needs and loved ones. I would love to help you find a great fit for your insurance needs. I am licensed in Property/Casualty and Life/Health insurance and able to help you with auto, home, renters, life and health policies and the other great products State Farm offers.

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Agent License for Richard Kruger
TX-1361282

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Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address:1415 State St Ste 1000 , Richardson, TX 75082-2147 Phone: 972-732-3009

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit AmericanPetInsurance.com . For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion® .

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.

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