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Richard Kruger

7213 New Sanger Ave.
Waco, TX 76712-7927

Sanger avenue to light at Londenderry, go through light, 3rd building on the right.

We love helping people as they relocate to Waco!  We are so happy to be the agency of choice for so many of our friends here in Waco. We provide free Auto Insurance and Homeowner Insurance quotes throughout the state of Texas, primarily in McLennan, Bell and Bosque counties. I have 15 years of experience as a State Farm agent starting my first agency in 2006.  I am a graduate of Texas A&M University.  Our office loves to protect our customers with life insurance!  I am a long time resident of the Waco area.  I am a member of the Hewitt Chamber of Commerce, Waco Founder Lions Club and the Hispanic Chamber of Commerce.  I am married with 3 married sons and 7 grandchildren. Our office is in Waco and we are dog friendly, wheelchair accessible, and happy to schedule appointments at your home too. We help people insure their cars as well as their home, whether they are renting and need Renters insurance, own a condo and need Condo insurance or own a home and need Homeowners insurance and even Pet Insurance! We take the time to talk to everyone about the importance of Life insurance to protect those we value most. Working with small business owners for their Business insurance and planning needs is rewarding since I am a small business owner too.  We look forward to meeting you and taking care of your insurance and financial services needs.  We will make it easy for you to do business with us!

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking, Home Loans, Mutual Funds, Annuities

FINRA’s BrokerCheck
8:30am - 5pm
After Hours by Appointment
Call us 24 hours a day!
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions


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We are open for  business but we have the office locked in order to protect the health of our team and our customers!  If you are well, come on by. We will take your temperature and invite you into our office! Call us, email us, text us!  We have our full team in the office M-F.  If you need to drop anything by the office, there is a mail slot for your use.  Envelopes and pens are available there as well if you want to drop payments in our mail drop.  We are glad things are normalizing, but please follow the guidance of our local authorities and we will make it through these challenges together!  Remember, we are available for you.

Our mission is to consult with and provide protection for our customers and the citizens of our community against the unexpected and to help them achieve their goals and dreams. We can help with any of the products State Farm offers.  We look forward to hearing from you and seeing you.