Personal Banking in and around Waco
To apply for Banking Options or to learn more about Banking Products.
Contact Richard Kruger for a Banking Options
Richard Kruger
State Farm® AgentTo apply for Banking Options or to learn more about Banking Products.
Contact Richard Kruger for a Banking Options
Personal banking options are here with U.S. Bank®
Discover which U.S. Bank® personal banking products may be right for you
Checking accounts
With a U.S. Bank® checking account that is easy to use, you can spend and bank your money easier.
See U.S. Bank® checking accountsSavings accounts
A savings account with U.S. Bank® may be able to help you both grow your money and build financial security.
See U.S. Bank® savings accountsCDs
With a Certificate of Deposit (CD) through U.S. Bank®, you can pursue your goals by earning while you save.
See U.S. Bank® CD accountsCredit cards
There are some different options you can choose from, including the State Farm Good Neighbor Card or one of the cash rewards cards.
See U.S. Bank® credit cardsPersonal loans
Ask agent Richard Kruger today about the simple process to check your rate and the other benefits that U.S. Bank® offers.
See U.S. Bank® personal loans
Personal banking products to help reach your goals.
Contact Richard Kruger for a Banking Options

Richard Kruger
State Farm® AgentSimple Insights®
What is private mortgage insurance?
What is private mortgage insurance?
Depending on your down payment, private mortgage insurance (PMI) may be required. We walk you through PMI basics.
Four kinds of savings and other important savings account information
Four kinds of savings and other important savings account information
It’s easy to find reasons to save money, but it’s not always easy to get started. We share some information about savings accounts and savings types to help you build a strong financial foundation.