Skip to content

Life Insurance in and around Waco

Would you like to create a personalized life quote?

We also offer Life insurance in:
  • Waco
  • Lorena
  • Woodway
  • China Spring
  • McGregor
  • Robinson
  • Mart
  • West
  • Hewitt
  • Lacy-Lakeview
  • Temple
  • Belton
  • Killeen
  • Salado
  • Groesbeck
  • Hillsboro
  • Valley Mills
  • Meridian
  • Limestone County
  • Bosque County
  • Falls County
  • Hill County
  • McLennan County
  • Bell County

Protect Those You Love Most

Young people often assume they don’t need life insurance right now. Actually, it’s the opposite! You miss out on lots of benefits by waiting. That’s why your Waco, TX, friends and neighbors both young and old already have State Farm life insurance!

Protection for those you care about

Don't delay your search for Life insurance

Agent Richard Kruger, At Your Service

Coverage from State Farm helps you rest easy knowing those you love will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the high costs of financially supporting children, life insurance is an extreme necessity for young families. Even for parents who stay home, the costs of paying for before and after school care or domestic responsibilities can be a heavy weight. For those who aren't parents, you may have other family members whom you help financially or have debts that are cosigned.

If you're a person, life insurance is for you. Agent Richard Kruger would love to help you discover the variety of coverage options that State Farm offers and help you get a policy that works for you and the ones you love most. Contact Richard Kruger's office to get started.

Have More Questions About Life Insurance?

Call Richard at (254) 776-4593 or visit our FAQ page.

Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Is bundling insurance worth it?

Bundling insurance, such as auto and home, can be a great way to get discounts, but that’s not all! Discover why bundling makes sense for savings and more.

Enjoy flexible premiums and protection with Universal Life insurance

A universal life insurance policy has flexible premiums, guaranteed returns on cash value, and either a level or variable death benefit.

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions

Would you like to create a personalized life quote?

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions
Check out the Life Enhanced® mobile app
  • Build a stronger well-being.
  • Get guidance and motivation to strengthen key areas of your overall wellness.
  • Explore estate and end-of-life planning tools.

Simple Insights®

Is bundling insurance worth it?

Bundling insurance, such as auto and home, can be a great way to get discounts, but that’s not all! Discover why bundling makes sense for savings and more.

Enjoy flexible premiums and protection with Universal Life insurance

A universal life insurance policy has flexible premiums, guaranteed returns on cash value, and either a level or variable death benefit.