Life Insurance in and around Waco
Protection for those you care about
Life happens. Don't wait.

Would you like to create a personalized life quote?

- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
Protect Those You Love Most
The common cost of funerals today is around $8,300, according a recent study by the National Funeral Directors Association. Unfortunately, it may be difficult for those closest to you to manage that expense as they grieve. That's where Life insurance with State Farm comes in. Having the right coverage can help your family pay any outstanding bills and not end up with large debts.
Protection for those you care about
Life happens. Don't wait.

Agent Richard Kruger, At Your Service
And State Farm Agent Richard Kruger is ready to help design a policy to meet you specific needs, whether you want level or flexible payments with coverage designed to last a lifetime or coverage for a specific time frame. Whichever one you choose, life insurance from State Farm will be there to help your loved ones keeping going, even when you can't be there.
State Farm offers a great option for a person who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be helpful by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For a free quote on Guaranteed Issue Final Expense, contact Richard Kruger, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Richard at (254) 776-4593 or visit our FAQ page.
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- Explore estate and end-of-life planning tools.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Reasons to buy life insurance
Reasons to buy life insurance
Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

Richard Kruger
State Farm® Insurance Agent
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
Reasons to buy life insurance
Reasons to buy life insurance
Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.