Life Insurance in and around Waco
Life goes on. State Farm can help cover it
Now is the right time to think about life insurance

Would you like to create a personalized life quote?

- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
State Farm Offers Life Insurance Options, Too
Can you guess the price of a typical funeral? Most people aren't aware that the mean cost of a funeral in the U.S. is $8,500. That’s a heavy burden to carry when they are grieving a loss. If those closest to you cannot meet that need, they may fall into debt in the wake of your passing. With a life insurance policy from State Farm, your family can be okay, even without your income. Whether it keeps paying for your home, pays off debts or maintains a current standard of living, the life insurance you choose can be there when it’s needed most by your loved ones.
Life goes on. State Farm can help cover it
Now is the right time to think about life insurance

Wondering If You're Too Young For Life Insurance?
You’ll get that and more with State Farm life insurance. State Farm has outstanding policy choices to keep your loved ones safe with a policy that’s modified to align with your specific needs. Fortunately you won’t have to figure that out on your own. With deep commitment and fantastic customer service, State Farm Agent Richard Kruger walks you through every step to create a policy that shields your loved ones and everything you’ve planned for them.
State Farm offers a great option for someone who thought they couldn't qualify for life insurance: Guaranteed Issue Final Expense. This coverage can be of good use by covering final expenses like medical bills or funeral costs, ensuring that your loved ones won't have to bear the burden. For more information, contact Richard Kruger, your local State Farm agent and see how you can be there for your loved ones—no matter what.
Have More Questions About Life Insurance?
Call Richard at (254) 776-4593 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
Benefits of owning a life insurance policy to cover your final expenses
Benefits of owning a life insurance policy to cover your final expenses
Final expense insurance (or burial insurance) can help relieve the burden of funeral planning. We'll explore details of guaranteed issue life insurance.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.

Richard Kruger
State Farm® Insurance Agent
Simple Insights®
Benefits of owning a life insurance policy to cover your final expenses
Benefits of owning a life insurance policy to cover your final expenses
Final expense insurance (or burial insurance) can help relieve the burden of funeral planning. We'll explore details of guaranteed issue life insurance.
Irrevocable life insurance trust for a single person
Irrevocable life insurance trust for a single person
Estate taxes are imposed on all assets in an estate. Pay some of those taxes using an irrevocable life insurance trust.