Business Banking in and around Waco
To apply for Banking Options or to learn more about Banking Products.
Contact Richard Kruger for a Banking Options
Richard Kruger
State Farm® AgentTo apply for Banking Options or to learn more about Banking Products.
Contact Richard Kruger for a Banking Options
Business banking needs? U.S. Bank® has options to help
Learn more about which U.S. Bank® business banking products may be the right fit for your business
Checking, Savings, Money Market
Deposit accounts like Platinum Business Money Market and Platinum Business Checking are just a few of the products that U.S. Bank® offers.
Learn more about U.S. Bank® business checking packages, business savings account or business money market accountBusiness Credit Cards
A business credit card through U.S. Bank® may be a useful next step in expanding your business.
Learn more about U.S. Bank® business credit cardLoans and Lines of Credit
For needs like seasonal demands or covering payroll, you could consider an unsecured or secured cash flow manager option with U.S. Bank®. Reach out to local State Farm agent Richard Kruger with any questions or to help you get started.
Learn more about U.S. Bank® business lendingPayment Solutions
U.S. Bank® point of sale payment offerings have a variety of benefits such as Everyday Funding, no monthly minimum or standard Payment Card Industry Data Security Standard (PCI DSS) program fees, transparent pricing, and more.
Learn more about U.S. Bank® payment solutionsCash Management
Remote Deposit Capture (RDC) with a U.S Bank® business checking account may be a helpful feature for your business. RDC allows you to securely process deposits in seconds and provides unique features such as the ability to make deposits from your eligible mobile device or scanner or allowing you to deposit money as late as the 10pm CT cut off time, depending on your plan.
Learn more about U.S. Bank® cash management
Business banking that may help you reach your goals.
Contact Richard Kruger for a Banking Options

Richard Kruger
State Farm® AgentSimple Insights®
What is private mortgage insurance?
What is private mortgage insurance?
Depending on your down payment, private mortgage insurance (PMI) may be required. We walk you through PMI basics.
Four kinds of savings and other important savings account information
Four kinds of savings and other important savings account information
It’s easy to find reasons to save money, but it’s not always easy to get started. We share some information about savings accounts and savings types to help you build a strong financial foundation.