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Homeowners Insurance in and around Waco

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • Waco
  • Lorena
  • Woodway
  • China Spring
  • McGregor
  • Robinson
  • Mart
  • West
  • Hewitt
  • Lacy-Lakeview
  • Temple
  • Belton
  • Killeen
  • Salado
  • Groesbeck
  • Hillsboro
  • Valley Mills
  • Meridian
  • Limestone County
  • Bosque County
  • Falls County
  • Hill County
  • McLennan County
  • Bell County

Home Is Where Your Heart Is

One of the most important actions you can take for your favorite people is to get homeowners insurance through State Farm. This way you can rest easy knowing that your home is covered.

If walls could talk, Waco, they would tell you to get State Farm's homeowners insurance.

Help protect your home with the right insurance for you.

State Farm May Cover Your Home, Too

Richard Kruger can walk you through the whole coverage process, step by step. You can have a no-nonsense experience to get coverage options for everything that’s meaningful to you. We’re talking about more than just protection for your clothing, appliances and linens. Protect your family keepsakes—like pictures and souvenirs. Protect your hobbies and interests—like sports equipment and tools. And Agent Richard Kruger can share more information about State Farm’s great savings and coverage options. There are savings if you choose a higher deductible or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.

Whether you're prepared for it or not, the accidental can happen. But with State Farm, you're always prepared, so you can rest easy knowing that your belongings are covered. Additionally, if you also insure your pickup truck, you could bundle and save! Contact agent Richard Kruger today to go over your options.

Have More Questions About Homeowners Insurance?

Call Richard at (254) 776-4593 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Clothes dryer maintenance tips

These simple tasks can help extend the life of your dryer. Find out how to clean the inside of a dryer, how to clean your dryer vent and more.

What to do during a tornado

You see the alert. Your area is under a tornado watch, or even worse, a tornado warning. Know the differences between them, and what to do during a tornado.

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Clothes dryer maintenance tips

These simple tasks can help extend the life of your dryer. Find out how to clean the inside of a dryer, how to clean your dryer vent and more.

What to do during a tornado

You see the alert. Your area is under a tornado watch, or even worse, a tornado warning. Know the differences between them, and what to do during a tornado.