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Homeowners Insurance in and around Waco

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • Waco
  • Lorena
  • Woodway
  • China Spring
  • McGregor
  • Robinson
  • Mart
  • West
  • Hewitt
  • Lacy-Lakeview
  • Temple
  • Belton
  • Killeen
  • Salado
  • Groesbeck
  • Hillsboro
  • Valley Mills
  • Meridian
  • Limestone County
  • Bosque County
  • Falls County
  • Hill County
  • McLennan County
  • Bell County

Home Is Where Your Heart Is

After a stressful day at work, there’s nothing better than coming home. Home is where you take it easy, rest and unwind. It’s where you build a life with the ones you love.

A good neighbor helps you insure your home with State Farm.

Apply for homeowners insurance with State Farm

Help Protect Your Home With Insurance From State Farm

Richard Kruger will help you feel right at home by getting you set up with dependable insurance that fits your needs. Home insurance from State Farm not only covers the structure of your home, but can also protect valuable items like your mementos.

When your Waco, TX, house is insured by State Farm, even if life doesn't go right, your home may be protected! Call or go online now and see how State Farm agent Richard Kruger can help you protect your home.

Have More Questions About Homeowners Insurance?

Call Richard at (254) 776-4593 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Preparing to sell your home

When preparing to sell your home, these updates/tips/improvements can help entice buyers. Learn more about how to stage a house while living in it.

Before you rent, ask your landlord about move-costs and monthly bills due

Rent, deposits and fees can sometimes get tricky if they haven't been discussed thoroughly with your landlord before signing a rental agreement.

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Richard Kruger

Richard Kruger

State Farm® Insurance Agent

ChFC® CLU®
Office Address:
7213 New Sanger Ave.
Waco, TX 76712-7927
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Preparing to sell your home

When preparing to sell your home, these updates/tips/improvements can help entice buyers. Learn more about how to stage a house while living in it.

Before you rent, ask your landlord about move-costs and monthly bills due

Rent, deposits and fees can sometimes get tricky if they haven't been discussed thoroughly with your landlord before signing a rental agreement.