Homeowners Insurance in and around Waco
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- Waco
- Lorena
- Woodway
- China Spring
- McGregor
- Robinson
- Mart
- West
- Hewitt
- Lacy-Lakeview
- Temple
- Belton
- Killeen
- Salado
- Groesbeck
- Hillsboro
- Valley Mills
- Meridian
- Limestone County
- Bosque County
- Falls County
- Hill County
- McLennan County
- Bell County
Welcome Home, With State Farm Insurance
Everyone knows having excellent home insurance is essential in case of a tornado, fire or blizzard. But homeowners insurance is about more than covering natural disaster damage. One important part of home insurance is its ability to protect you in certain legal situations. If someone trips on your property, you could be held responsible for their hospital bills or their medical bills. With good home coverage, your insurance may cover those costs.
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

State Farm Can Cover Your Home, Too
With this great coverage, no wonder more homeowners pick State Farm as their home insurance company over any other insurer. Agent Richard Kruger would love to help you find a policy that fits your needs, just contact them to get started.
Let us help with the details of insuring your house with State Farm's excellent homeowners insurance. All you need to do to lay the foundation is visit Richard Kruger today!
Have More Questions About Homeowners Insurance?
Call Richard at (254) 776-4593 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Does your insurance provide coverage for home repairs?
Does your insurance provide coverage for home repairs?
Many homeowners might eventually experience the need for home repairs, but did you know insurance may provide coverage for some repairs?
10 Washing machine maintenance tips
10 Washing machine maintenance tips
Routine washer maintenance can help reduce breakdowns and costly water damage. Learn how to clean your washing machine and more.

Richard Kruger
State Farm® Insurance AgentSimple Insights®
Does your insurance provide coverage for home repairs?
Does your insurance provide coverage for home repairs?
Many homeowners might eventually experience the need for home repairs, but did you know insurance may provide coverage for some repairs?
10 Washing machine maintenance tips
10 Washing machine maintenance tips
Routine washer maintenance can help reduce breakdowns and costly water damage. Learn how to clean your washing machine and more.